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Finance Center

Welcome to MINI of Santa Monica Finance Center

By financing your MINI, you get the flexibility to make your MINI 100% yours. Whether you opt for Traditional Financing or take advantage of programs like MINI Select, Owners Choice, and the College Grad Program, it’s easy to become the owner of a MINI.

Retail Financing:

When you buy a MINI, there’s no restriction on the number of miles or years you and your MINI can spend together. And like most of our owners, you’ll find your spirited new MINI quickly becomes your well-loved member of the family.

Have your eyes set on that dream MINI? Let us know, and we’ll offer you a range of flexible financing plans to help you take it home. Talk to a member of our MINI financing team for further details.

Select Financing:

The unique and flexible MINI Select Program allows you to own your MINI, but make low monthly payments like you would on a lease. Similar to a lease, you make low monthly payments for a time period that you establish up front. At the end of the term, a balloon is due and you’ll have two choices:

  1. Re-finance the balloon payment with BMW bank
  2. Complete purchase by making the balloon payment

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Advantages Include:

  • There are no mileage restrictions
  • The bond of ownership: your MINI is yours to customize any way you like
  • Lower payments for more MINI
  • Flexibility: Make lower monthly payments for a set term, like a lease, but still have range of end-of-term options
  • No lease return process to worry about
  • Pay off outstanding balance at any time with no penalties

College Grad Program

If you’re a recent college graduate, you could save $500 on a new MINI or Certified Pre-Owned MINI with our College Graduate Program. Contact us for details to see if you qualify, and you could be motoring in a MINI for less than you think.

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Leasing A MINI Cooper

With a lower overall financial commitment, leasing a MINI lets you get the MINI you want, when you want it. Contact us to learn more about our competitive leasing programs.

Lease Calculator

The Motoring Lease

With the motoring lease you tell us how many miles you’d like to lease your MINI for, and we will create a plan that matches your specific needs. Since leasing doesn’t require the same cash commitment as other options, you’ll be able to use the money and miles on-hand to take your MINI on a cross-country adventure.

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The Traditional Lease

The traditional lease offers great flexibility. At the end of your lease if you’re looking to switch to another MINI or switch-up colors, we can help you structure your lease according to your individual needs. If you have a limited down payment or no trade-in, leasing allows you to motor with reasonable monthly payments.

Lease Calculator

Reach Out to MINI of Santa Monica’s Finance Center for Questions

As your Los Angeles MINI dealer, MINI of Santa Monica is well-positioned to help drivers all of stripes find good leasing or financing arrangements. If you have any questions, such as can you leased a used car or what is a good interest rate on a car loan, please reach out to us.

MINI of Santa Monica

1402 Santa Monica Boulevard, Santa Monica, California 90404, United States

MINI of Santa Monica 34.0241055, -118.4852507.